401(k)s for Employers
Empower Your Employees with a Custom 401(k) Plan—Tailored for the GovCon Industry
At Leading Edge Wealth Advisors (LEWA), we understand the complexities that come with offering 401(k) plans for businesses—especially those working within the GovCon Industry, including those involved with Department of Defense (DOD) and Intelligence Community (IC). We specialize in designing and managing 401(k) plans that comply with GovCon regulations while providing valuable benefits to your employees.
Offering a competitive 401(k) plan is a crucial step in attracting and retaining top talent. We help you create retirement solutions that not only benefit your employees but also align with your business goals and compliance requirements.
We are independent, meaning we can work with nearly any 401(k) vendor, such as Fidelity, Vanguard, or ADP.
Empowering Your Team's Future
As a business owner, attracting and retaining the best talent is a priority. Offering a retirement plan that not only supports your employees’ financial futures but also enhances your company’s value proposition is a critical step in achieving that goal. However, creating a retirement plan that balances both your business needs and employees’ aspirations comes with significant responsibility. As a plan sponsor, you have fiduciary duties to fulfill—and we’re here to help.
We manage more than 30 GovCon 401(k) plans and we would be proud to include yours in our portfolio.
Our Services
3(21) and 3(38) Services
Providing expert ERISA fiduciary risk management services for defined contribution retirement plans, ensuring compliance and safeguarding plan sponsors from potential liabilities.
Fee Benchmarking
Conducting regular evaluations to assess the competitiveness and suitability of fees charged by investment managers, ensuring alignment with industry standards and client objectives.
Investment Menu Design
Identifying and designing tailored investment options for inclusion in defined contribution plans, ensuring they meet the needs and goals of plan participants.
Manager Search & Selection
Identifying and selecting investment managers that align with specific criteria, ensuring a well-curated investment menu for retirement plans.
Asset Allocation
Strategically diversifying investment portfolios across a range of asset types with varying risk and return profiles to enhance stability and optimize performance.
Fiduciary Training
Providing periodic updates on key retirement plan issues, regulatory developments, and best practices to empower retirement plan committee members in their decision-making.
Investment Policy Development & Review
Offering expert assistance in the creation and implementation of documents that govern the selection and ongoing monitoring of plan investments.
Nonqualified Executive Benefits
Designing tailored supplemental retirement savings plans to attract, reward, and retain top talent within your organization.
Performance Reporting & Monitoring
Conducting quarterly evaluations of investment manager or portfolio performance, comparing returns and risk against peer groups and relevant benchmarks.
401K Recordkeeping Vendor Search
Providing process oversight and expert assistance in identifying and selecting the most suitable retirement plan recordkeeper for your organization.
Retirement Path Development and Monitoring
Designing and managing an age-based asset allocation strategy for retirement plan participants, gradually shifting to a more conservative approach as they approach retirement.
Plan Design Benchmarking
Analysis of key defined contribution plan features that drive costs, competitiveness, and employee retention.
Fiduciary Responsibility: Your Trust, Our Commitment
When you offer a retirement plan, you take on the role of a fiduciary. This means you are responsible for making decisions about the management of your employees’ investments, ensuring their interests are protected. As your trusted advisor, we work alongside you to navigate these responsibilities and provide guidance on making prudent, cost-effective decisions.
We take on the role of a 3(21) investment advisor, providing you with personalized investment recommendations and assisting in the creation of a tailored Investment Policy Statement (IPS). This document sets the standards and guidelines for your plan, ensuring it aligns with your goals, meets your employees’ needs, and complies with regulatory requirements.
With your IPS in place, we help you manage your retirement plan to meet your expectations, positioning your business for continued growth while securing your employees’ financial futures.
Employee Education: Empowering Your Workforce
A retirement plan is only as effective as the understanding your employees have of it. That’s why our work doesn’t stop with the plan’s creation. We’re committed to ensuring your employees are equipped with the knowledge they need to make the most of their retirement options.
Through engaging seminars, one-on-one sessions, and ongoing educational resources, we provide clear, objective guidance to help your team make informed decisions about their contributions and retirement savings. We understand that each individual has unique financial goals, and we’re here to guide them on their journey toward retirement readiness.
With our help, your employees will not only feel supported but empowered to take control of their financial futures—helping them, and your business, grow and thrive.
Why Choose Us?
At Leading Edge Wealth Advisors (LEWA), we take a hands-on, personalized approach to retirement planning. We’re not just a third-party consultant; we’re a committed partner in your business’s long-term success. Our expertise as fiduciary advisors ensures that your retirement plan is managed with the utmost care, professionalism, and transparency.
We’re proud to serve the DOD and IC community by offering retirement plan services that grow with your business and provide lasting benefits to your team members. By partnering with us, you’ll have the peace of mind that comes with knowing your company’s retirement plan is in trusted hands.
2007 Tidewater Colony Drive #2B
Annapolis, MD 21401
Investing involves risk of loss. Diversification and asset allocation strategies do not assure profit or protect against loss. Securities offered through registered representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member.
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FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Leading Edge Wealth Advisors are not affiliated.
This communication is strictly intended for individuals residing in the states of AZ, DC, DE, FL, IN, KS, MA, MD, ME, MI, NC, NM, NY, PA, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.
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