Happy New Year!

College football bowl season is so much fun especially if you are a college football fan.  This past weekend I watched my Alma Mater, Clemson, defeat Ohio State in the college football playoff semi-final game to advance to the college football playoff national...

Using a Target Date Fund in Your 401K Plan?

Many of you probably have the option to utilize a Target Date Fund (TDF) in your company’s 401k plan. Target date funds are mutual funds or exchange-traded funds structured to grow assets in a way that is optimized for a specific time frame. In a 401k plan that time...

The World is Under Cyberattack

We have all heard of cyberattacks, whether it is the recent Colonial Pipeline Ransomware, stolen identity, or cyber scams.  For those that have been involved in a cyberattack, it is unsettling at the very least, and can be costly to fix.  Not to mention the time you...

Life Moving Forward Will Be Different

What a year 2020 has been for all of us.  I am excited to end this year and move into 2021 just a few weeks from now. What we saw happen in 2020, I never fathomed it could happen, but it did happen!   Not that there would never be a 40% drop in the stock market in a 4...